An international financial technology and payment services group is seeking an experienced Senior Manager to lead its risk, compliance and governance activities across multiple regulated entities.

This is a senior, hands-on position suited to a commercially minded professional with experience in fintech, digital banking, payments or wider financial services. The successful candidate will work autonomously while partnering closely with senior leadership, the Board and departmental heads.

The role combines group-wide risk oversight with direct responsibility for the ongoing regulatory compliance of the organisation’s Malta-based entity. You will take ownership of the existing risk and compliance frameworks, ensuring they remain effective, proportionate and aligned with the organisation’s growth and evolving regulatory obligations.

Location: Hybrid / Malta

Responsibilities:

As a job title, your broad responsibilities will include but are not limited to:

• Identify, evaluate and document operational, strategic, regulatory, environmental, technological and business-continuity risks.

• Maintain the group risk register, risk appetite framework, key risk indicators and control-effectiveness assessments.

• Work directly with departmental leaders to conduct risk assessments and strengthen risk awareness throughout the organisation.

• Support business units in developing and implementing remediation plans, corrective measures and compensating controls.

• Review and update risk policies in response to regulatory developments, audit findings, incidents and changes to the business.

• Monitor the effectiveness of controls and ensure identified weaknesses are addressed within appropriate timeframes.

• Prepare quarterly reports for the Board covering material exposures, emerging risks, key indicators and mitigation progress.

• Coordinate risk-related documentation and support internal audits, external audits and regulatory inspections.

• Promote a consistent risk-management methodology across all regulated entities within the group.

• Lead the ongoing development and maintenance of the compliance framework for the Malta-based regulated entity.

• Assess whether internal policies, controls and procedures adequately meet applicable legal and regulatory obligations.

• Ensure continued compliance with relevant conduct, governance and prudential requirements.

• Act as the principal point of contact with the Malta Financial Services Authority and other relevant supervisory bodies.

• Manage regulatory submissions, periodic reporting, information requests, inspections and supervisory engagements.

• Monitor regulatory developments in Malta and across applicable European frameworks.

• Assess the potential impact of regulatory changes and advise senior management on the actions required.

• Record identified breaches or control failures and oversee the implementation and documentation of corrective action.

• Work closely with the MLRO and financial-crime function on compliance matters relating to AML, CFT, fraud prevention and financial sanctions.

• Provide practical compliance guidance to operational and commercial teams.

• Maintain appropriate records demonstrating the organisation’s compliance with its statutory responsibilities.

Requirements:

• Senior-level experience in risk, compliance, governance or internal controls within a regulated financial-services environment.

• A strong understanding of fintech, payment services, digital banking or alternative financial services.

• Experience managing relationships with regulators, auditors and senior internal stakeholders.

• The ability to interpret regulatory requirements and translate them into practical business controls.

• Experience maintaining risk registers, compliance frameworks, governance policies and Board-level reporting.

• Strong analytical, written and communication skills.

• A commercially pragmatic approach to balancing regulatory obligations with operational requirements.

• The confidence to work independently and challenge decisions constructively when necessary.

• The ability to manage multiple workstreams across different entities and jurisdictions.

• The role supports a portfolio of regulated sister companies operating under a unified group risk framework. The successful candidate will help ensure a consistent approach to risk identification, assessment, control, escalation and reporting across the organisations. Experience with one or more of the following regulatory environments would be advantageous: MFSA, FCA, Central Bank of Cyprus

What’s in it for you?

• Competitive annual salary depending on experience.

• Hybrid and flexible working arrangements.

• Direct exposure to executive leadership and the Board.

• The opportunity to develop and expand the risk and compliance function as the organisation grows.

• A fast-moving, international working environment with significant growth ambitions.

Regulatory Approval:

• Appointment to this position is subject to successful regulatory approval, including any applicable Personal Questionnaire, fitness and propriety or key-function assessment.

• The successful candidate must satisfy all relevant competence, integrity, reputation and financial-soundness requirements.